NewBridge Bank's Get Smart About Credit eLearning Program focuses on the core activities of becoming creditworthy, budgeting, comparing credit cards, understanding credit reports and safeguarding personal financial information. This interactive online program allows students to learn the basics of personal finance, and help them start off on the right foot with their budgeting and credit management.  To launch the Get Smart About Credit eLearning Program, please visit http://newbridgebank.abaef.com.

If you don't have time to participate in the NewBridge Bank's Get Smart About Credit eLearning Program, please use these helpful tips to keep your credit in good standing.

• Establish a budget and stick to it
• Educate yourself about credit cards and credit.
• Choose the credit card that is right for you.  Determine your needs and pick the product that best suits your needs.
• Pay your bills on time.  Late payments can hurt your credit record and credit score.
• Know the warning signs of credit trouble and get help fast.